Purchasing life insurance could be the most important step you take to protect your family’s future. When you die, having the right amount of life insurance protection will provide your family with a future that is financially secure.
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Why Term Insurance?
Term insurance can often be the best choice of life insurance protection since it can meet your needs now and fit comfortably within your budget. You can use term insurance for key person or employee coverage, to pay off your mortgage or debts and to provide money for your children’s education.
Family Term from Manulife is affordable and flexible multi-life protection that provides a variety of options to easily customize your coverage. When your needs change, you’ll have the perfect solution.
Family Term also provides the following benefits:
Flexibility to change as your needs change
Coverage is available for both your temporary and life-time needs in the same plan
Easily update your coverage as your lifestyle and income change
Choose the payment option that suits your needs and budget
Easy to understand
Family Term coverage is straightforward, low-cost insurance
Your contract is written in plain, easy-to-read language
Your plan is easy to manage with statements and notices that are clear and concise
Build the plan you need
Family Term provides insurance for the duration you select and your costs remain the same for this period. You can renew your coverage and future rates are guaranteed. Choose one or more of the following life insurance coverages in the same plan to meet your specific needs:
Term-10
Term-20
Term-65
Term-Life
Additional protection
At no extra cost
Payment for bereavement counselling for your family
In case of terminal illness, you may be able to obtain an advance on a portion of the death benefit
Explore other products
Critical Illness Insurance
Lifecheque® Basic is your solution to simple and affordable critical illness insurance. Approval is based on a simple signed Health Declaration – no medical questionnaire or family history required
Synergy® Combo Insurance
Synergy offers the protection of a three-in-one solution: a life insurance policy, a disability insurance policy and a critical illness insurance policy – all rolled into one package.
Health and dental plans
It’s as easy as choosing the dental and drug plan that best meets your needs and budget. If you don’t have coverage through your employer or your employer group plan doesn’t have the coverage levels you want, Flexcare is here for you.