Flexcare Health and Dental Insurance puts you in control of your coverage. It’s as easy as choosing the dental and drug plan that meets your needs and budget.
Insurance Plans are underwritten by
Why Health Insurance?
Government health insurance generally covers doctors’ visits, emergency care and other essentials. But there’s a lot that may not be covered — like trips to the dentist, many prescription drugs and glasses or contact lenses. Even if you have coverage through your employer, it may not be enough to meet your needs. And if you leave your job, you may lose your benefits.
Fortunately, Manulife has flexible, affordable plans to cover the gaps and help protect you from healthcare expenses not covered by government health insurance.
Four Health and Dental Plans to choose from:
Regardless of age, Flexcare can be customized to your preferences. Some plans offer prescription drugs, others offer dental coverage, and some offer a combination of both for those looking for the utmost protection.
If you apply within 90 days of yoyr group health benefits ending, your acceptance is guaranteed upon receipt of premium payment – without a medical questionnaire or exam! (Applications submitted after the 90-day period will require full medical underwriting.
This plan is also designed to offer small or large associations and small businesses with an individual health and dental insurance plan.
Guaranteed Issue Enhanced plan
The Guaranteed Issue Enhanced plan is guaranteed acceptance at time of application, making it great for someone looking for comprehensive coverage, with a high drug limit and coverage for Lifestyle* drugs, without the need for a medical exam.
Registered specialists and therapists (e.g., massage therapy, acupuncture)
Homecare and nursing
Emergency Medical coverage to help protect against unexpected medical costs away from home
Included with most plans
Monday - Friday, 9 a.m. to 6 p.m. ET
Explore other products
Manulife Term Insurance
We offer the most comprehensive and flexible term insurance coverage on the market. Family Term is designed to meet the protection needs of families in one highly flexible, affordable policy.
Synergy® Combo Insurance
Synergy offers the protection of a three-in-one solution: a life insurance policy, a disability insurance policy and a critical illness insurance policy – all rolled into one package.
Getting sick or hurt when you are away from home is stressful. Travel Insurance helps protect you, whether you are a travelling Canadian, a visitor to Canada or a student.
Insurance Plans are underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license